The Country Women's Association says its pleas for additional federal drought assistance have, so far, fallen on deaf ears.
Danica Leys, the chief executive officer of the CWA of NSW, said the organisation's national body wrote to Prime Minister Scott Morrison and Minister for Agriculture David Littleproud at the beginning of September, but has received no reply.
Ms Leys said at a national level, the CWA has distributed about $30 million in drought assistance, about $5 million of which came from the federal government.
In NSW, she said, about $14.5 million had been allocated. The association has been giving out assistance of up to $3000 which can be used to pay household expenses.
Ms Leys said a lot of the money had come from CWA members' fundraising activities, along with private and corporate donations.
But while demand remains high, the CWA could be out of money for drought assistance funding in as little as a month.
"We want to keep doing the work we are doing. We're not in the business of drought. We're more in the business of lobbying and advocacy, although we know we have the ability to gets these funds to where they are needed, so we want to keep doing that," Ms Leys said.
"We have a really strong network right across NSW and I think that's what has helped our drought support work to be so effective so far. It's all administered here at our state office, but we can't do that without having the network we've got.
"The grants are set up for household expenses, the types of things that even when times are tough, you can't necessarily scale back on. You can't cut back on getting food on the table, keeping your kids at school, paying the electricity or gas bill. All of those are the types of things we have been funding."
Ann Adams from the Oura branch, who is also the current CWA state secretary, has seen the toll the drought is taking on rural areas.
"It's horrendous in some areas of the state. People have lost their income." she said.
Mrs Adams said some farming families have spent tens of thousands of dollar to put in crops "that won't see a header on them".
Others were facing the added stress of incurring hefty penalty fees because they signed pre-harvest contracts that they will now not be able to fill.
"Other farmers are now selling off their breeding stock. It's very difficult," Mrs Adams said.
She said other CWA members have talked about the difficulties they faced in just applying - let alone qualifying - for government drought assistance.
"It's so hard and stressful. You can prepare for one or two years of drought, but when it becomes three or four years, it's much harder to prepare for that." Mrs Adams said.
Ms Leys said the CWA needed additional funding to keep providing drought assistance, as the demand remained high.
"We need money to keep going, it's as simple as that," she said.
"We would like the federal government to respond to our request for more funding, but we would also like them to get back to other organisations that have been promised $30 million for a similar thing to what we're doing.
"That was announced more than five weeks ago and those organisations have not seen that money.
"We would like the promises made to actually translate into funding going into people's pockets to keep their kids at school, to keep food on the table, to keep things ticking over, albeit at a very reduced level, but to keep things going for them."
On September 27, the Prime Minister announced support plans, including $33.4 million to resume the Drought Community Support Initiative to provide up to $3000 to eligible farming households.
But this program, Ms Leys said, is not yet running, more than a month later.
According to a press release on the St Vincent de Paul website, the organisation national council "has been requested by the Morrison Government to distribute $15 million to people experiencing distress in drought affected areas in 64 local government areas across Queensland, NSW, South Australia and Victoria".
The press release says recruitment for a national call centre is under way, but there is no more information.
The website of the Salvation Army, which is also supposed to be assisting with the roll-out, says simply "the commencement date of this program will be announced in the near future" and refers people to the Farm Hub website.