The Sturt Street proposal will become a "catalyst" for redefining how CBD living and businesses can work together, according to those behind the plans.
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The Riverside Apartments have been designed in a way that pays close attention to the city's heritage and existing amenity.
A redesign for a taller building and new layout, led by local architecture firm GPG Architecture & Design, will be put on Wagga City Council exhibition in the coming days.
Lead architect Gioia Gianniotis said the aesthetic of the building is driven by its location in the conservation area.
"We've had close consults with the local heritage adviser as well as local heritage consultants to create a streetscape that is very much in-sync with the existing area," Mrs Gianniotis said.
"Red brick and archway details have been incorporated into the ground-floor level so that the building reads well amongst our already heritage inspired buildings.
"They're quite large apartments ... with fairly large sized balconies and a really impressive podium courtyard space that has river and city views."
The Sturt Street facing tower will be six-storeys and the northern tower is 14 storeys of residential, above a car parking podium.
There is 67 residential units in total and three ground floor commercial spaces, two facing the street and one facing the riverside.
Mrs Gianniotis said the team has worked closely with council to ensure the development aligns with the future of the city.
"We're very much aligning the building with the Riverside Master Plan and all the strategies incorporated to revitalise Cadell Place," she said.
"By adding the commercial space on the end, at the north-western end of the site, provides almost a pivotal point for Cadell Place to start and be reinvigorated again."
Urban planner Garry Salvestro said the development will be a city asset and is responding to growth.
"It's a great collaboration from a local level; the developer, the planing, architects, consultants, sales and marketing - it feels fantastic," Mr Salvestro said.
"The design reflects where the city is headed in the future ... the city has now embarked on a growth path that's been underpinned by federal and state government initiatives.
"This is the first project to reinforce that connection with the river."
The application will be on exhibition until the first week of November and Fitzpatricks director Shaun Lowry said the riverside views are what sets this apartment from others.
"No doubt central location for any property has the highest demand and the most competition and people have been crying out for this," Mr Lowry said.
"We're expecting a really good uptake on the units and we're already getting positive messages about it; generous sized residences and the lifestyle it represents.
"People are time-poor, busy with work, families and kids' sports and so the maintenance, lifestyle and convenience is going to be well received."
Mr Lowry said existing developments surrounding the proposed block were built many years ago but are still performing well.
"Water views sell really well and there's demand as people want to get into that lifestyle," he said.
"You can't get the views anywhere else, particularly from level six and above ... I suspect those higher residences to be really sought-after."